Karya kiya Terms & Conditions – Know Your Rights in Full

1 Introduction & Acceptance

Welcome to karya kiya (karyakiya.app). These Terms and Conditions form a legally binding agreement between you and karya kiya. By creating an account, logging in, or using any service through the karya kiya website or mobile app, you are considered to have fully accepted these terms.

If you disagree with any part of these terms, please do not use any of karya kiya's services. We strongly recommend reading this document in full before registering.

2 Account Registration

When opening an account with karya kiya, you must provide accurate and complete information. karya kiya reserves the right to close any account created with false information at any time, and the account balance may be forfeited in such cases.

One Person, One Account

Each individual may only hold one account. If the same person is found operating multiple accounts, all accounts will be closed and all winnings will be voided.

• Provide your correct name, address, and phone number during registration.
• Keep your account password confidential — do not share it with anyone.
• Transferring or selling your account to another person is strictly prohibited.
• Have your National ID or passport ready for KYC verification.
• Identity verification is mandatory before any withdrawal.

3 Eligibility & Age Requirements

You must be at least 18 years old to use karya kiya's services. Minors are strictly prohibited from using this platform. karya kiya reserves the right to verify your age at any time and may request valid identification if needed.

In addition, karya kiya services may not be used in the following cases:

• Countries or regions where online betting is prohibited by law.
• Individuals permanently banned by karya kiya.
• Those enrolled in a self-exclusion program.
• karya kiya employees or their immediate family members.

4 Betting Rules

The following rules apply when placing bets on karya kiya. Once a bet is confirmed, it generally cannot be changed or cancelled — though karya kiya may consider exceptions in special circumstances.

Bet Confirmation

Bets are accepted at the odds displayed on screen at the time of placement. Odds may change due to market fluctuations — always confirm the latest odds before your bet is confirmed.

If an event is cancelled or suspended

If a match or event is cancelled, the stake for that bet will generally be refunded to the user's account. However, specific markets may be subject to different rules, which will be stated in the relevant event details.

• The minimum bet amount is ৳10, and the maximum varies depending on the market.
• Both single bets and multiple bets are supported.
• Live betting requires quick decisions within a limited time window.
• karya kiya reserves the right to void any bet placed at incorrect odds due to a technical error.

5 Deposits & Withdrawals

Karya kiya supports transactions through popular Bangladeshi mobile banking services including bKash, Nagad, and Rocket. All transactions are secured with SSL encryption.

Deposit

• Minimum deposit is ৳50.
• Deposits are usually credited to your account instantly.
• Deposits from third parties are not accepted.
• The source of deposits must be legitimate.

Withdrawal

• Minimum withdrawal is ৳200.
• Processing is typically completed within 3–5 business days.
• KYC verification is mandatory before withdrawals.
• Withdrawals can only be made to registered payment methods.

6 Bonuses & Promotions

Karya kiya regularly offers various bonuses and promotional offers. Each offer has its own terms, detailed on the offer page. The general bonus policy is outlined below.

Wagering Requirement

Most bonuses come with a wagering requirement, meaning you must place a specified amount in bets before the bonus can be withdrawn. For example, a 10x wagering requirement on a ৳1,000 bonus means you need to wager ৳10,000 before the bonus becomes withdrawable.

• Bonuses are single-use only unless otherwise stated.
• Bonuses are generally valid for 30 days.
• Bonus funds cannot be withdrawn directly.
• Attempting to claim bonuses through multiple accounts will result in voided bonuses and account closure.
• karya kiya reserves the right to modify or cancel any bonus offer at any time.

7 Responsible Gaming

Karya kiya believes betting is a form of entertainment — not a source of income. We genuinely care about our users' wellbeing and financial safety, which is why we offer a range of responsible gaming tools and features.

• Set Betting Limits: Set your own daily, weekly, and monthly betting limits.
• Deposit Limit: Set a maximum deposit amount for a defined time period.
• Cooling-Off Period: Temporarily suspend your account for 7 to 180 days.
• Self-Exclusion: Deactivate your account temporarily or permanently.
• Reality Check: Receive periodic reminder notifications.

For more details, visit our Responsible Gaming Policy page Visit.

8 Fraud & Prohibited Activities

Karya kiya is committed to maintaining a safe and fair betting environment. The following activities are strictly prohibited, and any account found engaging in them will be closed immediately.

• Placing bets using bots or automated software.
• Participation in match fixing or manipulation.
• Operating multiple accounts to abuse bonuses.
• Using stolen or unauthorized payment methods.
• Attempting to hack or gain unauthorized access to karya kiya's systems.
• Deceiving or harassing other users.

9 Privacy & Data Protection

Karya kiya takes the security of your personal information seriously. We never sell your data to third parties. To learn more about how we collect, store, and use your information, please read our Privacy Policy read here.

• Your data is protected with SSL encryption.
• Information may be shared with regulatory authorities when required.
• You have the right to request correction or deletion of your personal data.
• Full details on cookie usage are available in the Privacy Policy.

10 Account Closure

You may close your account voluntarily at any time. You will be given the opportunity to withdraw any valid balance remaining in your account. However, karya kiya may close an account on its own accord in the following circumstances:

• Violating these terms and conditions.
• If evidence of fraudulent or deceptive activity is found.
• Registering with false information.
• Following prior notice if the account has been inactive for an extended period (generally 12 months).

We typically send a notice via email or SMS before closing an account, though in cases of serious violations the account may be closed immediately.

11 Limitation of Liability

Karya kiya strives to ensure uninterrupted service at all times, but temporary disruptions may occur due to technical issues, server maintenance, or third-party problems. In such cases, karya kiya's liability is limited.

• karya kiya is not liable for any losses resulting from technical errors.
• Bets placed before an internet disconnection will remain valid and the results will stand.
• karya kiya makes no guarantees of winnings or profits from betting.
• karya kiya is not responsible for delays caused by third-party payment processors.

12 Change of Terms

Karya kiya reserves the right to modify, amend, or update these terms and conditions at any time. For significant changes, we will notify you via your registered email or through the platform.

If you continue using karya kiya after any changes, you will be considered to have accepted the updated terms. We recommend reviewing this page regularly.